Islam forbids interest
since it is morally not justified. Therefore, a person should not in any way
use the interest money even if his bank account is ‘forcibly’ credited with
The bank charges you have
referred to are an absolutely legitimate remuneration of the various
services a bank provides you. If their rates are high, it certainly does not
mean that you can use money obtained from forbidden means to pay for them.
Instead of using the interest money for your own self or for such purposes,
it seems befitting that you give it away to the poor or to some welfare
projects. This money actually belongs to the society and should accordingly
be spent on its needs.