The verse does not mention
belief in the Prophethood of Muhammad (sws) for the simple reason that this
belief is not an absolute requirement of salvation. Let me elaborate on this:
One of the obvious conditions for salvation in the Hereafter is that a person is
not guilty of any such sin as deserves eternal punishment in the Hereafter. We
know from the Qur’ān that sins like intentional murder (4:93), polytheism
(4:48), living a life of sin (2:81) and knowingly denying the messengers of
Allah (98:6) are sins which make a person worthy of everlasting punishment in
the Hereafter even if he believes in the three things mentioned in this verse.
Consequently, just as a person who believes in Allah, in the last Day and does
righteous deeds but is guilty of murdering a person shall be doomed in the
Hereafter, similarly, a person who fulfils these three criteria but still
knowingly denies a messenger of Allah will not be saved in the Hereafter. In
other words, if a person is convinced of the Prophethood of Muhammad (sws) but
still does not profess faith in him, he shall be doomed in the Hereafter.
It must be appreciated that if the
message brought by Muhammad (sws) never reached a person or reached him in a
distorted way, he would be given the allowance justice demands. So, if he is
judged to have a legitimate excuse, he will not be held accountable for not
professing faith in Muhammad (sws). In this case, he will only be held
accountable on the basis of the three things the verse mentions.